Calculators, budget and finance information

For Mortgages, seller financing, carrybacks, foreclosures, processes, US or Mexican lending options we are your specialists. Do not hesitate to contact us for information.

Our calculators will help you determine loan amounts, mortgage qualification, affordability or whether you should be renting or buying.

Complete the fields below and click Calculate Now. To view the results of each calculation, click on the various tabs.  To email yourself a copy of the results, click the Receive this Detailed Analysis link.

We like providing this but feel it does not always provide an accurate picture or information.

Best thing is to contact our affiliates and partners, Paradise Mortgage Mexico.


 Jonas Soder, Mulit-lingual & cultural. Owner operator of mortgage entities in the USA. New Mexico Broker, California Real Estate licensed as well as Mexican Conocer certified. 

Paradise Mortgage & Financial Services is likely one of the largest and well known south of the US border. Providing financing for Mexican, US, Canadian, Spanish and British citizens purchasing property or refinancing property in Mexico. They are a full service financial institution. The staff at Paradise Mortgage is standing by to help and advise.

                                           Contact  Jonas Nextel 322 145 9153

                                               Office 322 209 0615, or  USA line  925 516 4654





Required Fields
Estimate Insurance to of Cost
Estimate Tax to of Cost
Optional Fields
Receive Detailed Analysis  Receive this Detailed Analysis

Your Monthly Payments
Loan Amount:
Loan Insurance (%):
Total Loan (Mortgage) Amount:
Principal & Interest:
Homeowners Insurance:
Property Taxes:
Condo Fees:
Monthly Loan Insurance (%):
Total Monthly Payment:
Income Needed to Qualify for the Mortgage
Total Monthly Loan Payment:
Total Monthly Debt Payment:
Monthly Loan Insurance (%):
Qualifying Income of % GDS Ratio:
Qualifying Income of % TDS Ratio:
What You Can Afford
We are using the % ratio.
Cost of House:
Down Payment:
Loan Value:
Monthly Principal & Interest:
Monthly Insurance:
Monthly Property Tax:
Monthly Condo Fees:
Cost of House = [(Monthly income x Debt Ratio) –
monthly tax – monthly insurance – condo fee] /
(monthly interest rate/ function of interest rate)
Monthly Rent: $
Annual Rental Increases:  %
Monthly Renter Insurance: $
Savings or Investment Rate:  %
Planned # of years in home: 
Yearly appreciation of the home:  %
Annual home maintenance:  %